BIZCore™

Privacy Policy

Version 1.0 | Last Updated: March 27, 2025


1. Introduction


SGK Apps ("Company", "we", "us", or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use BizCore™ and BizCore Pro™ ("the Platform").


2. Information We Collect


2.1 Personal Data

We collect information that identifies you personally, including:

  • Full name
  • Email address
  • Phone number
  • Job title and role
  • Profile pictures (optional)

    • 2.2 Business Data

    We collect business-related information, including:

  • Company name and registration details
  • Tax Registration Number (TRN) for UAE / GSTIN for India
  • PAN (Permanent Account Number) for Indian businesses
  • CIN (Corporate Identity Number) for Indian companies
  • Business addresses
  • Industry classification
  • Number of employees

    • 2.3 Financial Data

    We process financial information, including:

  • Accounting records and transactions
  • Invoice and payment data
  • Bank account details (for payment processing)
  • VAT records (UAE) / GST records (India)
  • Income Tax and TDS details (India)
  • Payroll information

    • 2.4 Technical Data

    We automatically collect:

  • IP address
  • Browser type and version
  • Device information
  • Access times and dates
  • Pages viewed and features used

    • 3. How We Use Your Data


    3.1 Service Delivery

  • Providing access to Platform features
  • Processing transactions and payments
  • Generating reports and documents
  • Sending service-related notifications

    • 3.2 Compliance Features

  • VAT calculations and return generation (UAE)
  • GST calculations, CGST/SGST/IGST computations, and GSTR generation (India)
  • Corporate tax computations
  • Compliance tracking and alerts
  • Document management

    • 3.3 Communications

  • Account notifications
  • Service updates
  • Security alerts
  • Marketing communications (with consent)

    • 3.4 Platform Improvement

  • Analyzing usage patterns
  • Identifying and fixing bugs
  • Developing new features
  • Enhancing user experience

    • 4. Data Protection


    4.1 Encryption

  • All data is encrypted in transit using TLS 1.3
  • Sensitive data is encrypted at rest using AES-256
  • Passwords are hashed using bcrypt

    • 4.2 Access Control

  • Role-based access control (RBAC)
  • Multi-factor authentication options
  • Session management and timeouts
  • Audit logging of all access

    • 4.3 Infrastructure Security

  • Cloud hosting with enterprise-grade security
  • Regular security assessments
  • Intrusion detection systems
  • DDoS protection

    • 5. Data Sharing


    5.1 No Selling of Data

    We do not sell, rent, or trade your personal or business data to third parties.


    5.2 Limited Third-Party Usage

    We may share data with:

  • Service providers who assist in Platform operations
  • Payment processors for transactions
  • Legal authorities when required by law
  • Auditors for compliance verification

    • 5.3 Business Transfers

    In the event of a merger, acquisition, or sale, your data may be transferred to the new entity.


    6. Cookies & Tracking


    6.1 Essential Cookies

    We use cookies necessary for Platform functionality:

  • Authentication tokens
  • Session management
  • Security features

    • 6.2 Analytics Cookies

    With your consent, we use analytics to:

  • Understand usage patterns
  • Improve Platform performance
  • Enhance user experience

    • 6.3 Managing Cookies

    You can control cookies through your browser settings. Disabling certain cookies may affect Platform functionality.


    7. Your Rights


    7.1 Access

    You have the right to request a copy of your personal data held by us.


    7.2 Correction

    You can update or correct your personal information through your account settings or by contacting us.


    7.3 Deletion

    You may request deletion of your personal data, subject to legal retention requirements.


    7.4 Data Portability

    You can export your data in standard formats through the Platform.


    7.5 Withdrawal of Consent

    You may withdraw consent for data processing at any time, though this may affect your ability to use certain features.


    8. Data Retention


    8.1 Active Accounts

    We retain your data for as long as your account is active and as needed to provide services.


    8.2 Post-Termination

    After account termination, we retain data for:

  • **India**: 8 years for GST records (as per GST Act), 8 years for Income Tax records (as per Income Tax Act)
  • **UAE**: 7 years for financial records (UAE legal requirement)
  • 90 days for backup and recovery purposes
  • As required by applicable law

    • 8.3 Anonymization

    After retention periods expire, data is securely deleted or anonymized.


    9. International Transfers


    Your data is stored in secure cloud servers. For Indian users, data is primarily stored in India-based servers to comply with data localization requirements. For UAE users, data is stored in UAE-based servers. If data transfer outside your country is necessary, we ensure appropriate safeguards are in place in compliance with applicable data protection laws.


    10. Children's Privacy


    The Platform is not intended for individuals under 18 years of age. We do not knowingly collect data from minors.


    11. Changes to This Policy


    We may update this Privacy Policy periodically. We will notify you of significant changes via email or Platform notification.


    12. Contact Us


    For privacy-related inquiries:


    SGK Apps - Data Protection

    Email: info@sgkapps.com

    Website: bizcore.sgkapps.com


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    *This Privacy Policy is effective as of the "Last Updated" date shown above.*


    © 2025 SGK Apps. All rights reserved.

    bizcore.sgkapps.com